Category: Software

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7 Reasons Every iPhone User Should Be Worried About the App Store’s 30% Tax

In the last few months, many prominent app developers voiced their disapproval of the App Store policies Apple imposes on all apps. Why should that concern you if you own an iPhone? Here are 7 reasons.

HIGHER PRICES. Apple’s 30% commission makes all apps and digital goods more expensive for you. It goes on top of the price you pay to developers for any services and games you buy on your phone. You pay more for every app, even though Apple already charged you a few hundred dollars more for your iPhone than it cost to make. In short, you keep paying even after you have paid.

CENSORSHIP. Some content in apps like Telegram is unavailable to you because Apple censors what is allowed on the App Store, which it fully controls to enforce the 30% tax. Apple even restricts us – app developers – from telling our users that certain content was hidden for iPhone users specifically at their request. Apple should realize how ridiculous their attempt to globally censor content looks: imagine a web browser deciding which websites you are allowed to view.

LACK OF PRIVACY. In order to install an app from the App Store, you must first create an Apple account and log in using it. After that, every single app you download and every push notification you receive is tied to your account, making you an easier target to track. Since the main reason you have to use an Apple account to download an iPhone app is Apple’s desire to enforce their 30% commission, the cost of their greed also includes your private data.

DELAYS IN APP UPDATES. You get new versions of your apps several days or weeks after they are actually ready, because Apple’s review team is notoriously inefficient and often delays approval for no apparent reason. You would think Apple could use the billions of dollars it receives from third-party apps to hire additional moderators. Somehow they are unable to do even that, and us – big apps like Telegram – typically have to wait several days to publish updates.

FEWER APPS. Apple’s 30% commission on apps goes on top of all the other expenses developers must pay for: government taxes such as VAT (~20%), wages, research, servers, marketing. Many apps would have been net profitable in a world without Apple’s 30% commission, but being forced to surrender 30% of their revenue to Apple makes them unsustainable. As a result, many of them go bankrupt and lots of great apps you could have enjoyed just don’t exist.

MORE ADS IN APPS. Because Apple makes selling premium services and accepting donations one-third less meaningful for developers, many of them have to show ads in their apps in order for their companies to survive. Apple’s policies skew the entire industry towards selling user data instead of letting them adopt more privacy-friendly business models like selling additional services to their users.

WORSE APPS. Billions of dollars are taken from developers who could have otherwise spent those funds on improving the quality of the apps you use every day. Instead, this money rests idly in Apple’s offshore bank accounts and does nothing for the world, while app developers struggle to find resources for the research and development the world needs.

The situation is so bad that one would expect Apple’s 30% cut to be unsustainable. Yet it’s been around for more than 10 years and is still there. (Durov Channel)

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The multiple benefits of using CRM solution, to manage and analyse customer interactions

The multiple benefits of using CRM

One of the benefits of CRM for businesses is the ability to reduce costs and conserve resources. Because automation and centralization are key to the operation of a CRM system, these features can save companies time and money on information management, while freeing up skilled sales, marketing, and support staff for higher-value work.

When you consider all the benefits, there is no doubt that using a CRM can significantly improve any business process. Even better, with each improvement, your customer satisfaction increases, resulting in more new leads and customers. Good CRM functionality can also reduce costs, waste, and complaints (although you may initially see some increases from hearing about things that would have been hidden without a CRM).

CRM is a valuable tool for managing all relationships around your organisation

Customer Relationship Management (CRM) is a combination of practices, strategies, and techniques that companies use to manage and analyze customer interactions and data throughout the customer lifecycle. The goal is to improve customer service relationships, support customer retention and drive revenue growth. CRM systems collect customer data through various channels or touchpoints between customers and a company, including company websites, phone calls, live chat, direct mail, marketing materials, and social media. CRM systems can also provide customer-facing employees with detailed information about customers’ personal information, purchasing history, purchasing preferences and concerns.

Customer Relationship Management (CRM) shows principles, practices, and guidelines. As a result, the organization continues to evolve in its communication with customers. Furthermore, the entire relationship includes direct interaction with the customer. This is why CRM is important for both B2B and B2C companies. For example, sales and service-related processes should be linked to analysis of customer trends and behavior. Ultimately, CRM in the enterprise improves the overall customer experience and performance.

The importance of ongoing CRM maintenance

Finally, don’t underestimate the amount of data your CRM project can generate. Make sure you can expand your system as needed. Carefully consider the data you collect and store to ensure you only keep the information you need. Comply with relevant data protection laws and comply with the General Data Protection Regulation (GDPR).

More Data means high-quality Prediction !

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Are tokenized assets the securities of tomorrow? How securities can be tokenized

Tokenized securities can offer new benefits

Tokenized securities provide a new wrapper for known assets to expand markets and improve liquidity. For regulators, this is less a new product than a new distribution channel that is easier to approve.

Companies, investment banks, asset managers, funds, stock exchanges and investment platforms are already benefiting from the possibilities offered by tokenization. The benefits are many: faster processes through digitization, reduced costs and more efficient intermediaries, and global portability. Be one of the pioneers in your industry and take advantage of it today!

Tokenization also has the potential to transform markets, open investment to a wider range of global investors, and foster innovation in new products. It is because of their digital nature that security tokens can represent not only ownership of traditional assets such as publicly traded stocks or bonds, but also traditionally illiquid assets such as private placements, real estate or art.

Securities can be tokenized

Keep in mind that some decentralized exchanges do not trade tokenized stocks. Instead, they trade in something called a “synthetic asset” or “synthesizer.” These are tokens designed to mirror the performance of other assets. But they are not directly related to actual stocks like token stocks.

Another problem is lack of liquidity. Liquidators only guarantee that they will buy the asset if they get a good price and can resell the tokenized asset on the secondary market. In crypto markets, these liquidations can be fully automated. There are still no trading venues that provide sufficient liquidity for digital securities.

In recent years, financial institutions have devoted significant resources to technology projects aimed at turning securities into tokenized assets. A tokenized asset is a digital representation of value or ownership.

Tokenized securities are not legal securities

The SEC claims that all tokenized securities must be registered. Tokenized shares issued without registration are considered illegal. In the past, the agency has taken legal action against Paragon and AirFox tokens for noncompliance.

The bottom line is this: while there may still be some legal grey areas in cryptocurrency regulation in general, this is not the case for tokenized stocks. According to the SEC, these tokens should be regulated like regular stocks. Exchanges that offer trading services for these tokens will likely be subject to the same regulations as traditional broker-dealers.

Tokens issued by companies in lieu of shares have the same properties and functions and are therefore securities. This means they must comply with registration and submission requirements. This has led to a Security Token Offering (STO), which is more or less the same as an Initial Coin Offering (ICO), with the additional caveat that the entity issuing the token acknowledges that the token represents equity, and therefore securities.

Consider tokenization when evaluating a business opportunity.

The first thing you need to do is decide what you want to tag. It is best to choose an asset that already has a significant market because you know the price range and can price the coin correctly. If your property is not very popular and it is difficult to appraise it yourself, consider requesting an appraisal from an accounting firm.
In the traditional financial world, investment barriers can be very high. Think about the amount of investment required to buy a property or art. Through tokenization, we can lower the minimum investment threshold, allowing even small retail investors to diversify their portfolios and gain access to exclusive markets that were previously only available to large investors and far beyond their reach.
The answer to “Is tokenization the future” depends largely on the question of trust. Trust issues are common in tokenization. It is important to note that the creator of the token cannot act as a regulated financial institution. As such, the security of an asset is unlikely to be documented, limiting its effectiveness in court.
Tokenize assets by issuing digital tokens.
If you want to know how to tokenize assets, you first need to understand the role of smart contracts in converting real assets into digital assets. Digital tokens backed by underlying assets are managed and executed using smart contracts. The terms of the agreement between the parties are inserted into lines of code that already exist on the blockchain network, making the smart contract a self-enforcing and self-enforcing contract.
One of the biggest doubts surrounding you right now has to be the definition of asset tokenization. Asset tokenization is basically the process of representing real tradable assets on a blockchain network as tokens. This type of token, also known as a “security token,” is generated through a security token offering or STO (a variation of an initial coin offering). Security tokens can represent financial instruments, tangible assets and intellectual property.
Our goal is to provide a tool to create new pathways and flows in the marketplace by using tokenization as a bridge between real assets and digital business opportunities. We have powerful technology and streamlined processes, so our clients don’t have to worry about how transactions work or the security of transactions, they only need to think about earning passive profits and real performance associated with tokens – Digitization and Tokenization of World Wealth .

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CRM for Startups and why is essential to adapt and organise all processes accordingly

Organise all your startup processes into CRM

Avoid using manual processes. Manual data entries take up too much time and are prone to human error. The best part about CRM systems is that they not only store data in one place but also break down reports into minute details. Therefore, there is an increased scope for accurate data analysis and reporting.

Create custom dashboards and reports or select from one of the pre-made templates to save you time. Preview those reports in real-time, visualize your CRM data any way you’d like, and share reports with ease by sending individual reports to your team members’ email addresses, or automate your reporting emails so they’re sent daily, weekly, or monthly.

Look at where your lead and customer details are currently living. Many startups default to a spreadsheet or a simple sales pipeline template to track leads, prospects and customers. Perhaps you also keep your call notes in a separate digital notes app.

Benefits of using CRM for Startups

The best CRM for startups is one that helps you build relationships with your customers, track their interactions with the company and record every interaction as it happens. It should also offer easy access and reporting features so that you can keep track of everything.

Startups don’t need a CRM to survive, but it’s an enormously helpful tool that allows startups to maximize their resources so they can actually make room for growth. Because if your team is lost in a sea of disorganized data or weighed down with time-consuming manual tasks, they’re not exactly in the best position to take on even more customers.

Startups have a long list of challenges to overcome. One of the most strenuous of these is building and maintaining customer relationships. If you are struggling with the same, investing in the best CRM for startups might just be the right thing for you.

How to adapt and organise all your startup processes into CRM

For this purpose, a CRM should become a multi-faceted solution that fosters productive lead interactions and measures data throughout the customer lifecycle. It should have a well-organized database that gathers, keeps, and analyzes data about every client. A well-designed custom CRM would also combine operational, analytical, collaborative, or strategic features as well as sales, marketing, and customer care modules.

If you were to ask our team how to develop a CRM software that fits your company just right, we would suggest you start with planning. During the preoperational stage, you’ve got to get a clear vision of what your organization wants inside the custom CRM, what challenges it will solve, and who is going to use it. To drive these conclusions, you’ve got to define the core business objectives you would like to meet with the CRM. For instance, you would like to increase annual sales by 25% or automate the workflows within the sales team to let them communicate with more leads. Such well-defined goals will enable the developers to design detailed project specifications and select the appropriate technology stack. At this stage, you will need to define what CRM type you want to have and what modules you would like to include.

A CRM strategy must include plans for systems and data integration. In order to ensure all your teams work with the same customer information, you must integrate your platforms and software. Data needs to flow from different sources into your CRM platform. For example, if your marketing efforts are completely separated from the rest of the data, or incomplete data is transferred into the CRM system, no one has a robust view of the customer without toggling back and forth between screens. Proper integration and data flow makes your software run smoothly and keeps all your data up to date.

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Blockchain fundamentals and why it‘s disruptive for all industries

What is blockchain?

Blockchain is a method of storing data that makes it difficult or impossible to update, hack, or defraud the system. A blockchain is simply a digital ledger of transactions that is replicated and distributed across the blockchain’s complete network of computer systems.

A blockchain is a distributed database or ledger that is shared among the nodes of a computer network. As a database, a blockchain stores information electronically in digital format. Blockchains are best known for their crucial role in cryptocurrency systems, such as Bitcoin, for maintaining a secure and decentralized record of transactions. The innovation with a blockchain is that it guarantees the fidelity and security of a record of data and generates trust without the need for a trusted third party.

Blockchain technology is a decentralized, distributed ledger that stores the record of ownership of digital assets. Any data stored on blockchain is unable to be modified, making the technology a legitimate disruptor for industries like payments, cybersecurity and healthcare. Discover more on what it is, how it’s used and its history.

What are the benefits of blockchain technology?

Blockchains solutions with their decentralized approach can leverage smart contracts and enable members of the system to contract service outcomes and automate contract conclusion. A new member can signal her genuineness and participate in market transactions without incurring information asymmetry. For voting systems, blockchain technology can digitalize it, decrease voter tampering, and possibly improve voter participation. Furthermore, blockchain solutions offer numerous opportunities in the healthcare industry, such as sharing patient data among clinics and research institutes. Blockchain technology can address current concerns regarding security by leveraging cryptography, decentralization, and consensus mechanisms. With an universal exchangeable format, healthcare professionals and institutions can easily access sensitive data without putting it at risk.

A blockchain could serve as a public ledger for a massive number of devices, which would no longer need a central hub to mediate communication between them. The devices would be able to communicate with one another autonomously to manage software updates, bugs, or energy management. It can provide secure transactions, reduce compliance costs, and speed up data transfer processing. Blockchain technology can help contract management and audit the origin of a product.

How can blockchain be used in industry?

Blockchain isn’t only used for financial transactions. Due to its secure and transparent nature, the technology is versatile to needs beyond one area of expertise. Industries covering energy, logistics, education and more are utilizing the benefits of blockchain every day.

As companies use blockchain to drive greater transparency and veracity across the digital information ecosystem, they’re boosting awareness of the technology in sectors ranging from infrastructure to public policy. Blockchain technology has been used brilliantly in the banking industry. Financial institutions were unable to handle the additional demand following demonetization, stressing the necessity for a centralized specialist to handle financial transactions.

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Finanțare PNRR: Ghidul pentru Digitalizarea IMMurilor, lansat spre consultare publică

Beneficiari eligibil: întreprinderi, societăți reglementate de Legea societăților nr. 31/1990, republicată, cu modificările și completările ulterioare, care se încadrează în categoria de IMM și au sediul social în România.

Activitățile sprijinite în cadrul investiției/operațiunii:

  • achiziții de hardware TIC;
  • achiziții de echipamente pentru automatizări și robotică destinate fluxurilor tehnologice, integrate cu soluții digitale;
  • dezvoltarea și/sau adaptarea aplicațiilor software/licențelor, inclusiv soluțiile de automatizare software de tip RPA, respectiv Robotic Process Automation;
  • achiziții de tehnologii blockchain;
  • achiziții de sisteme de inteligență artificială, machine learning, augmented reality, virtual reality;
  • achiziționare website de prezentare;
  • achiziția de servicii de tip cloud și IoT;
  • instruirea personalului care va utiliza echipamentele TIC;
  • consultanță/analiză pentru identificarea soluțiilor tehnice de care au nevoie IMM-urile etc.

Buget apel: alocarea pentru acest apel, corespunzătoare secțiunii deschise este de 347,5 milioane euro.

Categorii de cheltuieli eligibile în cadrul acestui apel de proiecte, sunt:

  1. cheltuieli aferente achiziționării de servicii de consultanță pentru elaborarea proiectului;
  2. cheltuieli pentru managementul proiectului;
  3. cheltuieli cu servicii de consultanta/analiza pentru identificarea soluțiilor tehnice de care are nevoie IMM-ul, cu condiția ca soluțiile tehnice identificate și descrise în documentația tehnică realizată, să facă obiectul investițiilor din cadrul proiectului aferent cererii de finanțare;
  4. cheltuieli aferente achiziționării de hardware TIC,  de echipamente pentru automatizări și robotică integrate cu soluții digitale și a altor dispozitive și echipamente aferente, inclusiv pentru E-commerce, IoT (Internet of Things), tehnologii blockchain etc., precum și cheltuieli de instalare, configurare și punere in funcțiune;
  5. cheltuieli aferente realizării rețelei LAN/WiFi;
  6. cheltuieli aferente achiziționării și/sau dezvoltării și/sau adaptării aplicațiilor/licențelor software, cheltuieli pentru configurarea și implementarea bazelor de date, migrarea și integrarea diverselor structuri de date existente, pentru gestiune financiară, gestiunea furnizorilor, resurse umane, logistică, cheltuieli pentru implementarea RPA (Robotic Process Automation), ERP (Enterprise Resource Planning), CRM (Customer Relationship Mangement), pentru sisteme IoT (Internet of Things) și AI (Artificial Intelligence), tehnologii blockchain, soluții E-Commerce etc. și  integrarea acestora in BTP (Business Technology Platform), acolo unde este cazul;
  7. cheltuieli aferente achiziționării unui website de prezentare a companiei;
  8. cheltuieli aferente achiziționării/închirierii pe perioada de implementare și durabilitate a proiectului, a unui nume de domeniu nou;
  9. cheltuieli cu servicii de trecere a arhivelor din analog/dosare/hârtie în digital indexabil;
  10. cheltuieli aferente achizițiilor de servicii de tip Cloud Computing pe perioada de implementare și durabilitate a proiectului;
  11. cheltuieli aferente achiziționării de servicii pentru consolidarea securitatii cibernetice aplicabile pentru software/găzduire/rețele, pe perioada de implementare și durabilitate a proiectului;
  12. cheltuieli cu serviciile de auditare tehnică (IT și DNSH);
  13. cheltuieli cu instruirea personalului care va utiliza echipamentele TIC (cheltuială obligatorie în procent de maxim 10% din valoarea finanțată).

Pentru detalii ne puteți contacta completând formularul de aici. 

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Bitcoin blockchain cost problem analysis, Ethereum comparison numbers breakdown on fundamentals

It cost BTC holders an annualized run rate of $17B to run the bitcoin blockchain. Ethereum costs a lot, too, but the cost goes away by switching to proof of stake this year. Hence, bitcoin’s cost problem is big for BTC holders. Here’s why:

BTC may enjoy a compelling narrative as a store of value, however, BTC runs at a permanent net loss, in part because transaction fees are paid to miners, not to BTC holders. Yesterday, it cost BTC holders $45M to run the bitcoin blockchain. Today, ethereum runs on a net loss because, like bitcoin, ethereum’s transaction fees are paid to miners, and proof of work is expensive in general. Later this year, ethereum is stopping mining forever and switching to proof of stake. Ethereum’s switch from mining to proof of stake creates cost savings and increased economic security. As a result, ethereum will generate massive cash flow for ETH holders, especially as eth’s app ecosystem grows.

Is it possible that, in the future, bitcoin could generate massive cash flow for BTC holders? imo, it’s not possible. I don’t think that bitcoin has any chance of generating cash flow for BTC holders without major architectural changes to bitcoin. For starters, cash flow comes from revenue, and BTC’s revenue potential is severely limited because bitcoin doesn’t support smart contracts. Bitcoin wasn’t designed to be an app platform. That’s why yesterday, eth’s fees were 6x bitcoin’s fees after normalizing by market cap.

BTC’s scheduled halvenings might seem like a solution to the cost problem. After all, halvenings reduce inflation, and the cost problem is related to inflation. But, half of a $20B per year problem is still a $10B per year problem. To dig into halvenings a bit further, consider that the next bitcoin halvening is in ~3 years. If, as BTC holders hope, the price of BTC at that point is $200k+, it’ll still cost BTC holders $90M+ per day to run the bitcoin blockchain after that next halvening.

With this context out of the way, let’s explore exactly why bitcoin’s cost problem is real:

BTC holders are on track to pay ~$17B this year to run the bitcoin blockchain. On average, that’s ~$17B of real hardware and electricity expenses. To get a sense of the size of bitcoin’s cost problem, when we say that “yesterday, it cost BTC holders $45M to run the bitcoin blockchain”, what we mean is that yesterday, somebody had to buy ~$45M of BTC before anyone sold any BTC, just for the price of BTC to stay flat. To make matters trickier for BTC holders, most or all of bitcoin’s credible competitors, especially ethereum, don’t or soon won’t use mining and don’t have this cost. Every day, BTC holders must pay $45M to keep BTC flat. With PoS, ETH holders must pay ~$0 to keep ETH flat.

After eth switches to proof of stake, imo, the ETH/BTC price will go up by default every day. It’s because if BTC costs $45M to stay flat, and ETH costs ~$0 to stay flat, then all other things equal, there is BTC sell pressure, pushing BTC down, and increasing ETH/BTC. I think that the ETH/BTC price may go up a lot every day. $45M per day of BTC sell pressure might appear to be inconsequential, yet if you’re selling $45M of BTC per day 365 days a year, it seems like it’s going to decrease BTC’s market cap by a lot more than $45M per day.

In short, here’s why I think bitcoin’s cost problem is real and urgent for BTC holders:

BTC cost problem #1:

With the cost savings of proof of stake, ETH’s market cap may get closer to BTC’s market cap at a fast rate, representing a risk (from the perspective of BTC holders) of ETH flipping BTC and, imo, an associated loss of confidence in BTC.

BTC cost problem #2:

Regardless of bitcoin’s competitors, it costs a huge amount of money just to keep the price of BTC flat. Somebody has to buy $45M of BTC every day just for BTC to stay flat. If they skip a day, BTC’s market cap seems to go down by a lot more than $45M. Can bitcoin’s cost problem be solved? Yes, but as far as we seem to know, only if the bitcoin community was open to switching to proof of stake or another big architectural change. Instead, they seem committed to never changing the bitcoin protocol.

To be fair, the bitcoin community seems to love that their protocol never changes. And that their proof of work mining is simpler and relies on fewer assumptions than proof of stake. That might be ok, except that bitcoin’s cost problem is real. Personally, I’m not bullish on the bitcoin community solving the cost problem on a reasonable timeline. I want to own crypto assets that may credibly 10x in price. If BTC were at $500k, it would cost BTC holders $450M per day to keep BTC flat. For that reason, I own no BTC. – Ryan Berkmans

 

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Best Assets to Tokenise on blockchain, best marketing strategies for Assets Tokenisation

There are a number of assets that could be tokenized on the blockchain.

Nonetheless, many corporations are eager to participate in this lucrative market, and billions of dollars in assets have already been “tokenized”. We appear to be only scraping the surface of what might become one of the decade’s most important enterprises. Furthermore, trillions of dollars in real-world assets can be tokenized, and there aren’t many reasons not to do so if clear regulatory requirements are in place.

Effectively, any valuable asset (tangible or not; real or financial instrument) can be tokenized. The resulting digital asset can be considered a coin (or cryptocurrency, which serves as mediums of payment) or a token (digital representation of a tradable asset or utility).

Since investors will be acquiring tokens representing a proportional part of a given asset, they can interact with these tokens by acquiring more from other token owners or selling them to third parties. We are using ERC20 tokens which allow the investors to withdraw their tokens from the platform, and store them in their personal wallets, or use them to interact in other platforms or markets. Our goal is to provide endless possibilities to our investors, so please review the “Blockchain technology and asset tokenization” section to learn about technology and the ERC20 token.

Assets can be monetized through marketing strategies.

Asset tokenization can create new business and social models, such as share ownership of the property itself or of the rights belonging to it. For example, different people owning tokens of a house located on the beach, can now decide when a token owner can go and stay in said house. This is a disruption in the business model, since several people own the same house, or the rights associated with it. Therefore, they can establish when they can use it for themselves or make a profit if they decide to rent the house at times when no token owner is using it, or because they have simply decided that it is better to have a return by renting the house in a continuous way. This example also serves as an example as to how it creates a new social model since one same asset is shared by various individuals who might not share any connection between them except owning tokens of the same house. We are used to owning something only by ourselves, and we must pay for it in its entirety. With asset tokenization a shared economy is built, where just by owning a part, we can still enjoy benefits that a full ownership can provide such as the possibility of using the assets or obtaining profits that come from them.

Asset tokenization of real estate assets is very much alike to taking a private business public. An investor can acquire tokens of a property and become an owner of the tokenized property in the proportion of tokens acquired from all the tokens available. By acquiring these tokens, the investor will have a right to the property’s profits, which will then be distributed to all token owners on a pro-rata basis. For instance, if you own 1% of a tokenized property, you will receive 1% of the property’s profits on a periodic basis.

In its purest definition, an asset is a valuable resource owned by someone or something which represents a good (e.g., land, patent) or contractual agreement (e.g., financial instruments, such as cash, stocks, equity, bonds or derivatives), and which can be used as means of exchange or investment.

Assets can be traded on secondary markets.

How will assets be traded in secondary markets? To ensure the trading of security tokens only on regulated marketplaces, a set of regulations is needed. We are looking at procedures to guide ownership, private valuations, AML/KYC, investors, etc. Also, these requirements can significantly vary from jurisdiction to jurisdiction.

The situation of the art market is a good entry point into the issue of investing in and exchanging of non-bankable assets. Art collections are notoriously illiquid and the sale of a work of art on the market is generally 100% (although there are cases of shared ownership collections). Associating a piece of art with securities or tokens (e.g. issuing tokens at 0.01% of the artwork value) makes it possible to reduce the investment ticket at will. Importantly, small ticket size is a sine qua non condition for the emergence of a liquid market for collectors and investors that does not require the sale of the entire asset. The different solutions available to the market participants are then:

Businesses can find a listing on Securitize Markets, following the issuance process. The Securitize Markets give you a primary marketplace as well as the flexibility for secondary trading. Investors could easily purchase and sell newly generated digital securities. Most important of all, Securitize is easily the most popular asset tokenization platform with the accreditation of SEC and FINRA.

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Brain Computer Interfaces, Big-data, Machine Learning for Medtech and Edutech

The world is racing forward with medical technology- from neonatology to neurosurgery, new breakthroughs are making life more comfortable for people with disabilities. New medical devices are revolutionising healthcare, and these innovations will soon be incorporated into the standard of care. Here are three cutting-edge technologies that are making an incredible impact on both patients and physicians alike.

The first major medical innovation in recent years has been brain-computer interfaces; this technology allows people to control devices with their thoughts. Instead of pushing buttons or operating switches, disabled individuals can now browse through music or select programs on their televisions. Medical researchers have also created prosthetic hands controlled by neural implants. This allows disabled individuals to independently grasp objects while regaining lost dexterity. Computerized tomography (CT) scans can also create 3D models that patients can interact with through speech or gesture.

Another important medical breakthrough is big data- the analysis and interpretation of large quantities of information. Scientists use this data to conduct experiments and create analyses that inform their decisions. Big data is particularly useful in medical research because it enables scientists to study and analyze huge amounts of information in order to make discoveries. This has led to breakthroughs like genetic algorithms, which help computers make informed decisions in situations where humans can’t understand the full scope of the data.

One of the biggest challenges for developing technology is making it learn from mistakes and make improvements. This is what’s known as machine learning- a type of artificial intelligence used in robotics and other devices that learn from mistakes and make improvements. Military organizations use machine learning to create intelligent software for weapons systems and autonomous robots. The system learns by analyzing vast amounts of data and making decisions on the fly- which makes it perfect for military applications. Doctors use machine learning in biofeedback machines to help people with disabilities manage their symptoms, whether it’s stress or an asthma attack.

Advances in medical technology are bound to continue as new discoveries are made, large amounts of data are collected and analyzed, and disabled individuals can more easily access support systems. These innovations have the potential to transform modern healthcare; however, they’re currently being used by the medical community only a few generations away from disability status. As physicians become more accustomed to these new technologies, they’ll likely incorporate them into their treatment plans for physically and mentally challenged patients alike.

MedTech industry stats:

  • The global medical devices market size was estimated to be worth $447.63 billion in 2019. It is expected to grow to around $671.49 billion by 2027. (Precedence Research, 2020)
  • The market is expected to grow at a CAGR of 5.2% during the forecast period of 2020 to 2027. (Precedence Research, 2020)
  • Meanwhile, the medical devices market is expected to recover and grow at a CAGR of 6.1% from 2021, reaching $603.5 billion in 2023. (Precedence Research, 2020)
  • Analysis of the medical device market by country shows that the medical technology market size is dominated by North America, which accounts for about 39% of the pie. (Precedence Research, 2020)
  • In line with this, about 70% of the world’s largest original MedTech equipment manufacturers by revenue are headquartered in the US. (Brandon Gaille, 2020)
  • In 2019, the estimated total revenues of US and European medical technology companies amounted to $429.8 billion. (EY, 2020)
  • During the first half of 2020, the revenues of US MedTech enterprises saw a decline of about 5%, as many medical technologists were negatively affected by COVID-19. (EY, 2020)
  • Also in 2019, the non-imaging diagnostics segment recorded 12.2% revenue growth, while the therapeutic devices segment’s growth rate climbed to 12.5%. (EY, 2020)
  • Furthermore, the US telemedicine market valuation is expected to reach $25.88 billion by 2027. (Market Study Report, 2021)
  • Around 39% of senior executives in MedTech companies consider supply chain technology systems as a critical component of their operations. (Brandon Gaille, 2020)
  • Additionally, 43% of senior executives report that digitization of the supply chain is vital in their organization’s future success. Another 43% believe that big data is also a critical part of the supply chain. (Brandon Gaille, 2020)
  • Moreover, the MedTech industry, directly and indirectly, generates about two million jobs in the US. (Brandon Gaille, 2020)
  • At least 85% of health executives acknowledge that technology has become an inextricable part of the human experience. (Accenture, 2020)
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Fintech platforms, digital banking systems and investor management modules

The term Fintech (Financial Technology) refers to software and other modern technologies used by businesses that provide automated and improved financial services. The fast and innovative progresses such as Mobile Payments changed the way we manage our finances. Tech-savvy customers, especially millenials expect money transfer, lending, loan management and investing to be effortless, secure and scalable, ideally without the assistance of a person or the visit of a bank.

Fintech platforms

Creating these types of products isn’t easy. It requires technical fidelity and knowledge about customer experience. If you want to compare your product idea to the market, use our list to do so. If you want to create a similar product, check banking software development services that suit your needs.

To be considered as such, digital banking platforms must offer services solely online, as opposed to online components of a standard offer. These solutions heavily rely on process automation, web- and mobile-based services. They also utilize artificial intelligence (AI) and other various forms of support to recognize customers and process-related data.

Digital banking platforms offer possibilities that are the same for everyone, but after logging in, highly personalized. It’s because Big Data and other forms of analytics are used to determine what the user is interested in, what his capabilities are, and what solutions might suit him or her the best.

For example, Investor dashboards are web based dashboards that allow investment managers to publish intraday or daily holdings, cash and instrument transactions, valuations, performance measures and mandate variance to their clients within a company defined layout. Clients are able to amend / reorganise the layout to suit their preferences, providing a personalised form for data consumption.

In-depth details here.